SMS Terms & Conditions

1. Program Description

CredEducation ("we," "us," or "our") operates an SMS messaging program to send appointment confirmations, reminders, and related notifications to individuals who schedule a free credit review consultation through our website at crededucation.com.

2. Consent to Receive Text Messages

By providing your mobile phone number and scheduling a consultation, you expressly consent to receive recurring automated text messages from CredEducation at the mobile number you provide. These messages may include:

• Appointment confirmation messages
• Appointment reminder messages (e.g., 24-hour reminders)
• Rescheduling or cancellation notifications
• Follow-up messages related to your consultation

Consent to receive text messages is not a condition of purchasing any goods or services.

3. Message Frequency

Message frequency varies. You may receive up to 3–5 messages per scheduled appointment (confirmation, reminder(s), and any rescheduling or cancellation notices).

4. Message & Data Rates

Message and data rates may apply. You are responsible for any charges imposed by your mobile carrier for sending or receiving text messages. Contact your carrier for details about your plan.

5. How to Opt Out

You may opt out of receiving text messages from CredEducation at any time by replying STOP to any message you receive from us. After opting out, you will receive one final confirmation message and no further texts will be sent, except as required by law.

You may also opt out by contacting us directly at [email protected] or by calling 888-554-3426.

6. Help

For help, reply HELP to any message or contact us at [email protected].

7. Supported Carriers

Supported carriers include, but are not limited to: AT&T, T-Mobile, Verizon, Sprint, Boost Mobile, MetroPCS, U.S. Cellular, and other major U.S. carriers. Carrier support may vary. CredEducation is not liable for delayed or undelivered messages.

8. Privacy

Your mobile number and any information collected through this SMS program will be handled in accordance with our Privacy Policy. We will not sell or share your mobile number with third parties for their own marketing purposes.

9. Changes to These Terms

We reserve the right to modify these SMS Terms & Conditions at any time. Changes will be posted on this page with an updated effective date. Continued use of the SMS program after changes constitutes your acceptance of the revised terms.

10. Contact Us

If you have questions about these SMS Terms & Conditions, please contact us: